Credit Free Life: Articles

Why Rent-A-Center might be right for you

For a lot of people, renting-to-own is a smart decision. Is it right for you? For many customers, the fact that you don't need credit is a big plus. At you're pre-approved - we don't even check your credit. Another is flexibility: You can pay us when you get paid – weekly, every other week, even monthly. Rent-to-own is also an excellent option when you want to try a product before you buy, or don't have cash for a big down payment. And unlike layaway programs offered by many retailers, at you can get what you want and need today! Whatever the reason, you can count on to make it easy for you to get the brand name merchandise you really want, with flexible payment terms and without credit or credit checks.

Take a look at Rent-A-Center might be just right for you.

Rent-A-Center, Easy As 1-2-3

We know your time is valuable, so makes the process of getting the quality home merchandise you really want as easy as possible. Start by shopping online at rentacenter.com or visiting a store near you to find the brand name electronics, furniture, appliances or computers you need. Next, provide us with proof of your income and residence, along with some personal references. Then pick the payment frequency that fits with your lifestyle and budget and is most convenient for you. For example, many customers choose to pay us when they get paid: weekly, every two weeks, or monthly. That's it! No complicated process, no big down payments, no credit checks. You can look forward to same-day delivery in most cases, and at no extra charge. What could be easier?

Start your now.

Rent-A-Center Worry-Free Guarantee™

We want your experience at to be completely worry-free. It's the peace of mind in knowing that whatever merchandise you choose, you can count on us for exceptional quality and customer service at affordable prices. That's why everything from is backed by our exclusive Worry-Free Guarantee™, which includes:

Our 7-day, 100% satisfaction guarantee—if you're not completely satisfied with our products or service, just return the product and we'll refund your first week's payment, or switch out the item for another, no questions asked!

No credit check or credit hassles. Everyone is pre-approved!

We won't be beat on price—we'll match any local rent-to-own competitor's price for the same product.

No extra charge for delivery, set-up, or service while you rent.

The Rent-A-Center Payment Protection feature, that lets you pick up payments where you left off if you ever have to return an item, then decide to re-rent it – or a comparable item -again in the future.

Check out the full details of our ™ now.

Brand-name quality merchandise

offers a wide selection of the world's best known brand-name furniture, appliances, electronics, and computers. Products from Sony, Whirlpool, Ashley, Compaq, Hitachi, Dell, JVC, Toshiba, and LG assure you that you'll get quality you can trust for durability, performance, and the latest styles and features.

Want to see more brands and products we offer?

Flexible payment options fit your life and your budget

How long you keep your merchandise and how you want to pay for it is up to you. Rent for a week or a month? Try it before you buy it? That's OK at . Want to own your item right away? offers a 90 days same as cash purchase option. Need more time? No problem. You can pay us when you get paid – weekly, every other week, once a month – and pay for the item over time while you use it. Rent-to-own beats layaway—or "pay and wait"—hands down. Plus, you never have to worry about credit checks, high credit card fees, or big down payments.

Use our nearest you.

The no-credit-needed way to enjoy the good things in life

is a great alternative for those who don't want to rack up credit card debt, or just don't have the credit or cash needed to spend on big-ticket items. Perhaps you're saving the credit you do have for unexpected needs, or are in the process of repairing your credit. At , our 'pay as you go' flexibility and no credit checks means you can enjoy the good things in life, credit-free.

the great products you could start enjoying today without credit.

Rent-A-Center Payment Protection

It's reassuring to know that even if a job or life change prevents you from making payments, it's no problem to return an item at . With our Payment Protection feature, you can re-rent the same or comparable item any time you choose, and we'll let you pick up payments where you left off. You don't lose a thing!

Learn more about Rent-A-Center now.

RentACenter.com

Want to conveniently search through all the great brand name electronics, furniture, appliances and computers Rent-A-Center has to offer? You'll find it all at . Search by brand name or by category. View product photos, get product details, find a nearby store…even check out special offers and more. And when you're ready, you can start the whole ordering process online as well.

Discover all the possibilities for your family at today!